Oregon Car Insurance Attorneys
Oregon Personal Injury Law Questions and Answers
Q: What should I do if the insurance company wants me to give a recorded statement?
A: After you've been hit in a car crash, you may have to give a recorded statement to your own insurance company. You should never give a recorded statement to the insurance company of the person who hit you. It will only be used against you.
If the insurance company of the person who hit you asks for a recorded statement, consider asking them a few of the following questions first:
- Will you admit in writing that the accident was not my fault?
- How much insurance does the person who hit me have?
- Will you give me a copy of the recorded statement that you have already taken from the person who caused this accident?
- Will you promise in writing to give me a copy of any statements you get from witnesses?
- If I sign your medical releases, will you put in writing that you will immediately give me a copy of everything that you obtain?
- How much money have you set aside in reserves for my claim?
- Have you done any video surveillance of me?
- Will you promise in writing that you will not do any video surveillance of me or that you will tell me before you do?
- What financial information have you already obtained about me?
- Which of my neighbors have you already interviewed?
The truth is the insurance company of the person who hit you will probably not answer even one of these questions -- think about that before you start to answer theirs.